Equipment Breakdown Coverage is available through your Homeowners Insurance Policy. Whether you are a renter or a homeowner, we have your equipment breakdown exposures covered.
The modern home contains many expensive systems and appliances subject to equipment breakdown.
• Clothes Washers and Dryers
• Computer Equipment
• Freezer Units
• Garbage Disposals
• Heat Pumps
• High Efficiency Home Heating and Central A/C Systems
• High Energy Electrical Service Panels
• Home Security Systems
• Kitchen Refrigerators
• Lighting and Home Environment Monitoring
• Sump Pumps
• Surround Sound Systems
• Swimming Pool Equipment
• Televisions (Plasma, LCD, etc)
• Water Heaters
• Well Water Pumps
Even items that you typically think of as disposable (garage door openers, exhaust/ceiling fans, DVD players, etc.) could benefit from this coverage as a result of an electrical power surge. If an item uses electric power, it is most likely subject to Equipment Breakdown. Often this equipment requires sophisticated diagnostic tools and skilled technicians to oversee a potential repair, so don't try to fix anything yourself.
Equipment breakdown coverage protects you against unexpected repair or replacement costs due to an electrical, mechanical, or pressure systems breakdown. In addition to coverage, loss prevention information and loss adjustment services are customized at a fraction of the cost of limiting home warranty products. Best of all, this additional coverage follows the terms and conditions of your insurance policy.